Yes! Even if you have health insurance or Medicare, GoodRx Gold can still help you control your prescription drug costs and find prices that are lower than your typical co-pay.
You can use your GoodRx Gold card instead of your prescription insurance, medicare, or medicaid if the cost is lower. However, GoodRx Gold cannot be combined with your insurance or any federal or state-funded program such as Medicare or Medicaid. GoodRx is not insurance. You can use either your insurance or Gold, but they cannot be used together at the same time.
If you have insurance or Medicare and would like to use GoodRx Gold for a prescription, you will need to ask your pharmacist to process your prescription using your GoodRx Gold card instead of your insurance.
When you purchase a prescription using your Gold card, the amount you pay will not automatically be applied towards your deductible or donut hole. You may want to contact your insurance company to find out if you can submit receipts for prescriptions purchased using GoodRx Gold. Many insurance plans will allow you to submit receipts for potential reimbursement and/or credit toward your deductible and other policy limits. You may not, however, submit the cost of your GoodRx Gold membership fee for reimbursement.
If you want to compare GoodRx Gold prices with your insurance and you don't already know your co-pay, you can often use your insurance provider's website to look up what you will pay for a prescription.