Yes! Just like other discounts on GoodRx, you can use Inside Rx discounts instead of your prescription insurance if the cost is lower. This includes employer-sponsored health insurance and plans purchased from a health care exchange.
However, the discounts cannot be used with your insurance or to lower your co-pay.
Plan Deductible: If you choose to use the Inside Rx discount instead of your insurance, the amount you pay will not be automatically applied toward your deductible. You may want to contact your insurance company to find out if you can submit receipts for prescriptions purchased using Inside Rx. Many insurance plans will allow you to submit receipts for potential reimbursement and/or credit towards your deductible and other policy limits.
Flexible Savings Account (“FSA”) or Health Savings Account (“HSA”): Depending on the terms of your FSA or HSA plan, they may be used to pay for your prescription when using your Inside Rx discount.
You can use the funds from your HSA on qualified medical expenses, including prescriptions purchased using a discount card. You can see a full list of qualified medical expenses here.