Need help paying for your prescriptions, or just looking to lower your monthly costs?
There are thousands of programs available from federal and state governments, non-profits, manufacturers and other organizations to help patients get the medications they need. Eligibility for these programs is typically based on income, insurance or Medicare status.
Medicaid coverage eligibility is different from state to state, but most states provide at least some coverage for low-income and disabled people. Starting in 2014, most adults under age 65 with individual incomes up to about $15,000 per year will qualify for Medicaid in every state.
Children's Health Insurance Program (CHIP)
CHIP provides low-cost health coverage for children in families who earn too much money to qualify for Medicare. There is a CHIP available in every state, though some states have unique names for their programs.
You can get more information on the program in your state by visiting http://www.insurekidsnow.gov/ or calling 1-877-543-7669 (1-877-KIDS-NOW).
Community Health Centers
Community health centers are hospitals, clinics and health centers that provide free or low-cost care, typically using a sliding scale based on income. Anyone can use a community health center, whether they have health insurance or not.
Here are a couple of resources for finding a community health center in your area:
Each state also offers a unique selection of assistance programs in addition to Medicaid, CHIP and community health centers. Search for programs available in your state here.
If you don’t qualify for or wish to participate in these programs, there are other ways to lower the price you pay for prescription drugs.
The 340B Drug Discount Program
If you are uninsured or underinsured, you may be able to reduce costs by receiving care at a facility participating in the 340B Drug Discount Program. If you pay out of pocket for your medical services, you can save up to half of the cost of your medications, regardless of your income or employment status.
Our partner, Community Catalyst, has an excellent guide to 340B programs.